Retail Mortgage Lending

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Wholesale loans are typically extended at a lower interest rate than would be the case if the lender dealt directly with the borrowers, which is known as "retail lending." However, once the broker’s fee is added on to the wholesale loan, the cost to the borrower is roughly the same as a retail loan.

Guaranteed Rate, the chicago-headquartered retail mortgage lender, has announced that it generated a record-breaking month for locked loan volume in April. The company stated that it funded a total.

All in a single system, our retail products let you collaborate with customers, automate your workflows, and keep your pipeline moving at digital speed. Our comprehensive los wrangles every step of every loan, powerful CRM tools turn leads into borrowers, and mobile interfaces let you get the job done, no matter where you are.

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Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a chase home lending Advisor for more specific information. Message and data rates may apply from your service provider.

. incorporate the HomeStreet Mortgage team into our leading retail mortgage platform.” HomeStreet first announced in February that it would seek buyers to acquire its stand-alone home loan centers.

Mortgage loans are made through both retail and wholesale channels. A retail loan comes from a lender that handles the whole process in-house. Wholesale loans are typically processed through brokers. The lender handles the nuts and bolts of the loan, while the broker works with you and prepares your application for approval.

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