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Dallas Mortgage Dallas Home Loan Pro rural land development Loans USDA loan programs are provided to potential home buyers through the United States Department of Agriculture (USDA) to give people in rural communities a chance to become homeowners. It has also been called the USDA Rural Development Loan. The USDA guarantees a mortgage that has been issued by a local bank or lender.Less than 5 percent of Dallas-area mortgage holders are underwater on their home loans – Rising home prices have lifted the fortunes of Dallas-area homeowners. Only 4.7 percent of residents with a home loan owed more than their house. Nationwide, 13 percent of U.S. home mortgage.100 Percent Real Estate Loans Usda Loan Eligibility Calculator Determine your income eligibility qualifications using VirginiaUSDA.com USDA maximum income calculator. virginiausda.com Your USDA Guaranteed Rural Loan Financing Specialist. Local (540) 328-9889 toll free (866) 747-2882.. Learn how the USDA Loan Program may be your mortgage solution. Name.